Do I need additional dental insurance?

Luckily, additional dental insurance can cover any remaining costs and fill in any missing coverage. Primary and supplemental dental insurance work together to provide more comprehensive dental insurance coverage with more extensive benefits. Your primary dental insurance coverage will have an annual maximum.

Does dental insurance cover supplemental dentistry?

Your primary dental insurance coverage will have an annual maximum. If you need additional dentistry that is not covered, or that takes you over the year’s maximum, you’ll pay out of pocket or have to wait until the next coverage period. Supplementary insurance can help you get around that.

Does dental insurance cover dental problems?

Dental insurance covers you for oral health and dental problems. Some health insurance plans include basic dental coverage, and stand-alone dental plans are also available that offer basic dental benefits. If you find that none of these options meets your needs, there’s one more alternative to consider: supplemental dental insurance.